“We’ll help you get the right type of loan with the right structure. With our financial expertise you have the peace of mind that you are at the right place.”
FIRST HOME BUYERS
Buying your first home can be stressful. But it shouldn’t be, especially if you’ve got a good mortgage advisor on your side. That’s where we come in.
Some of the questions you’re probably thinking of are:
- Do you have sufficient deposit?
- Which lending institution will give you the right kind of deal? How much will they lend me?
- How should you structure your loan to ensure your money works for you?
- Can I use my Kiwi Saver?
- How do I buy a property? Can someone hand-hold me through the process to make the experience hassle-free?
And this is just the start of the many questions you may have.
The good news is, we are here for you to help provide service, guidance and financial expertise – AT NO COST AT ALL! We are qualified and experienced financial advisors who understand the complex and evolving world of finance and banking. With our knowledge and expertise, buying your first home will be a breeze. We’ve got your back!
- Meet you to learn all about your current situation, and provide advice about lending criteria and how you can qualify to borrow.
- Advice you on the right options that suit your needs.
- Give you advice on your buying strategy – location, method of sale, property issues to watch out for, etc. Through our network, we’ll put you in touch with related service providers such as accountants, solicitors, building inspectors, valuation experts, etc.
- Provide a wide range of loan options to choose from as we work with all major banks and lending institutions.
- Help you structure your loan so you can SAVE THOUSANDS OF DOLLARS IN INTEREST.
- Provide ongoing service at NO COST AT ALL so you always get the best deal.
BUYING AN INVESTMENT PROPERTY
Investing in property has proved a successful strategy to build wealth for many people. But you need to know the numbers and the other side of the coin before you jump onto this bandwagon.
Understanding what creates value in a house is the first step to choosing the right investment property.Like any other investment, property investment has its own risks.The next step is understanding how your money can grow with this investment. And lastly – and most importantly – is finding a mortgage broker to get you the best deal in town. That’s us!
- Help you make a decision on whether property investment is the right decision for you by breaking down the numbers for you into ‘easy to understand’ information.
- If the decision is right for you, we can help make the process of buying the property a seamless one.
- We can arrange loans from a wide range of lending institutions, sometimes even without a deposit (depending on a number of criteria, including equity in existing dwelling).
- Provide personalised service and a strategy to build your wealth through your property portfolio.
REFINANCING
Refinancing your loan can potentially save you thousands of dollars. Take the time to sit down with a mortgage broker, work out your options and evaluate if there are savings to be made.
- These are exciting times for borrowers – interest rates are low (the best they’ve ever been) and some banks are also offering cash incentives. Shopping around can help you save thousands of dollars. The process certainly DOEST NOT COST YOU ANYTHING!
- Your circumstances may have changed. You may be looking to upsize or downsize. Or simply looking for a loan to fund some renovations around the house. Refinancing is the way to go in such cases.
- If you’ve somehow ended up getting a bad deal when buying your property, it is never too late to fix the leak. Refinancing can help.
- Work through your finances and current loan structure to understand if, and by how much, refinancing can benefityou.
- Help you save money by using our better negotiation powers with banks if do decide to refinance. Having developed good relationships with all major lending institutions by writing millions of dollars of loans , you can count on us to get you the best deal.